Charged It: Understanding Credit Card Debt and Maryland Divorce

A commonly held myth is that credit card debt is marital property that can be divided upon divorce. This is far from the truth. Credit card debt is considered unsecured debt, meaning that it is not attached to personal property such as a car or a house. When considering a divorce, it is vital that you understand debt distribution to protect yourself.

Considering Liability Regarding Credit Card Debt and Maryland Divorce

Credit card debt can become a problem during a divorce if both parties are not aware of the specifications regarding debt distribution. You can be responsible for credit card debt that has accrued from an account you cosigned for your partner even if the account is not jointly owned, debt that is solely in your name, and joint debt that is in both your name and your partners. Participating in a divorce with credit card debt can negatively impact your credit and your future finances.

Protect Yourself in Debt Division: Maryland Credit Card Debt

  • Pay off debt from any combined assets before completing the division of debt.
  • Divide and/or transfer all joint debt to individual debt.
  • Contact an experienced divorce attorney to create an agreement about how the debt will be divided after the divorce.

Speak With An Attorney That Understands Credit Card Debt and Maryland Divorce for Your Prince George’s County, Maryland and Montgomery County, Maryland Divorce Case Today

If you have questions or concerns about the division of credit card debt, and how it may affect your divorce proceeding, please contact The Law Office of LaSheena Williams, LLC today. You can reach attorney LaSheena M. Williams at (301) 778-9950 or by leaving an online request for a consultation at

Our firm passionately represents clients across Rockville, Bethesda, Gaithersburg, Silver Spring, Takoma Park, Chevy Chase, College Park, Cheverly, Greenbelt, Oxon Hill, Hyattsville, Upper Marlboro, Largo, Bowie and surrounding communities.