Life insurance policies are often overlooked when developing an estate plan, but are flexible and beneficial estate-planning tools that can provide financial security to your loved ones after your passing. Life insurance policies can provide your survivors an income-tax-free payout, as well as provide liquid assets that can easily pay estate taxes, when your estate…
Under Maryland law, adultery occurs when a married person voluntarily engages in sexual intercourse with a person that is not his or her spouse. To qualify as a divorce ground, your spouse’s affair must have become physical—culminating in sexual intercourse. Mental or emotional affairs are not enough to meet the requirements. Being overly familiar with…